Use Your FSA or HSA Funds on Instacart and Score  Off

Use Your FSA or HSA Funds on Instacart and Score $10 Off

Deal pricing and availability subject to change after time of publication.


If you have a tax-free health savings account (HSA) or flexible spending account (FSA), you know how great it is to tap into those funds for purchases of everything from vitamins to over-the-counter medications and eligible everyday health essentials. 

If you have an FSA, you likely also know that you may need to use your funds by the end of the year—or you’ll lose them.* How do you spend your remaining FSA funds in the next few crazy weeks on items that you actually need? Instacart makes it easy.

The Instacart marketplace offers a robust selection of FSA- and HSA-eligible items from all your favorite retailers and calls out eligible items with special tags, so loading up your cart is a breeze. Instacart also rolls out a seamless checkout process with your FSA and HSA funds, without the hassle of reimbursements, and you can pick up your items or get them delivered in as fast as one hour.

Now through Dec. 31, Instacart is even offering $10 off your eligible FSA- or HSA-funded purchase of $35 or more with code FSAHSA1035 when you use your FSA/HSA payment card.** Take a look at your medicine cabinet now and save on everything you’ll need this winter. Here are a few eligible picks to get started.

Score cold and flu meds

Many over-the-counter medications and health items are FSA-eligible, including pain relievers, your favorite fizzy cold tablets, echinacea cough drops, homeopathic medicines, breathing strips, decongestants, and topical menthol ointments, for starters. 

Nix dry eyes and cold sores

Ready your eyes and skin for the dry winter weather by loading up on FSA- and HSA-eligible lubricating eye drops, disinfecting contact solution, saline solutions, itchy-eye relief drops, cold sore treatments, and more. 

Take your vitamins

If one of your resolutions is to be healthier in 2025, this is your chance to stock up on FSA- and HSA-eligible vitamins and supplements. Pick from prenatal vitamins, melatonin sleep aids, joint supplements, multivitamins, fiber supplements, and a bevy of other smart choices.

Now is the perfect time to stock up on health-related essentials for the New Year, spend your remaining FSA and HSA funds, and save $10 in one big swoop with Instacart.

*FSA funds may be forfeited if not used during the plan period, but your plan may have a grace period or carryover provision. HSA funds typically do not expire. HSA/FSA eligibility information on Instacart is provided for your convenience and accuracy is not guaranteed. Contact your plan administrator or employer for more information about expiration or with item eligibility questions.

**$10 off valid through 12/31/2024 for one $35+ order containing a minimum of one eligible FSA/HSA item (eligibility information on Instacart is provided for your convenience and accuracy is not guaranteed) with one retailer and purchased through Instacart.com using your FSA/HSA payment card, while supplies last. Discount will be applied to the total purchase price for all non-alcohol products, and excludes taxes, service fees, special handling fees and/or other fees. Instacart reserves the right to modify or cancel this offer at any time. Instacart may not be available in all zip or post codes. Additional terms apply.

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